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Credit is all about convenience and instant gratification. When you pay interest on an outstanding credit card balance, what you are paying for is the ability to have what you want now, but pay for it later—at a premium, if you are only making minimum monthly payments. But here’s the truth: If you actually have cash on hand to get rid of your debt, it makes absolutely know sense not to do it.
Click ▶️ to hear Alfred Edmond, Jr.’s Money Matters report:
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